At least 40 million American households—including half of all renters—spend more on housing than they can afford. Many lower-income renters are just scraping by, often sacrificing necessities like food and healthcare to pay the rent. And the number who are homeless is surging: 770,000 people, according to a 2024 count, many of whom have jobs but still can’t afford housing. Join Marcia Fudge, former secretary of Housing and Urban Development, as she talks with Howard Koh, chair of Harvard Chan School’s Initiative on Health and Homelessness, about the forces driving the housing crisis and ways to make housing more affordable.